The app was developed by the National payments corporation of India (NPCI).
The app was launched by Narendra Modi on December 30, 2016.
It used unified payment interface (UPI) to send and receive money.
It was named after Ambedkar.
Download BHIM App
First you have to download the application on to your mobile. You can download it from the google play store (visit website) and install it.
Registering in BHIM App
After installing it in your smart phone, then you have to register for a new account. Follow the below steps to register
Open the app and select your preferred language as English or Hindi.
Click the next button 3 times and then finally click on Lets Get Started button.
Next you have to verify your mobile. Select the mobile number which you have registered with your bank account.
Once your mobile number is verified, then you will be taken to a screen where you can enter your secret pass code. This PIN is used for logging into the application. This PIN cannot be used to do bank transactions.
Now you are registered with BHIM application. Let see how to do bank transactions using this mobile application.
Transferring Money through BHIM APP
Follow the below steps to send and receive money via BHIM application.
After you have successfully registered for an account in BHIM app, you will be taken to your bank account where you can send and receive money. You can also transfer money by scanning QR code.
On your profile, you can find your app QR code which you can share with others to receive money. Here you can also find your UPI ids through which also you can receive money from other BHIM app account holders.
Watch the below video for the detailed step by step process on how to register and transfer money using BHIM application.
If your registered mobile number is linked with multiple accounts, then you can choose any of the bank accounts in menu settings to do transactions. The app supports 30 different banks.
You can reset your UPI PIN ( used for transactions). To do so you have to enter the last 6 digits of your debit card and expiry date.
You can generate QR codes for different amounts and share with your friends or anyone to receive money.
You can even send money to other bank accounts using bank account number and IFSC code.
To conclude the BHIM app seems quite easy to use compared to other bank applications. The good point about this app is, it is linked with all the banks and you don't need to install mobile applications for each bank account.